Comments on: If Mortgage Rates Can Fall Through the “floor” of the Prime Rate…what Else is Under the Floor? http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html Sun, 16 Jan 2011 07:59:01 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: friedmanrc http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-290 friedmanrc Tue, 06 Jan 2009 04:41:51 +0000 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-290 Mmmmm, that doesn't make sence. I work for Bank of America, and the normal customer is required to put down 20% to not pay PMI. You don't need to pay PMI, unless you have less than 20% equity in your home. Please talk to me if you have any other questions Mmmmm, that doesn’t make sence. I work for Bank of America, and the normal customer is required to put down 20% to not pay PMI. You don’t need to pay PMI, unless you have less than 20% equity in your home. Please talk to me if you have any other questions

]]> By: smmiller777 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-289 smmiller777 Tue, 06 Jan 2009 04:32:57 +0000 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-289 I am a mortgage underwriter and PMI is for conentional loans only. FHA loans have MIP. This is not new. No, mortgage insurance is not required on a conventional loan when 20% is down. If less than 20% PMI is required. The 3% loan he speaks of is now 3.5% now in todays market is an FHA loan. Most folks that do not speak on that type of loan is not approved to do FHA loans. Not too many companies do 2nd liens any more. The lender is the best loan to do because the fees are less. I am a mortgage underwriter and PMI is for conentional loans only. FHA loans have MIP. This is not new. No, mortgage insurance is not required on a conventional loan when 20% is down. If less than 20% PMI is required. The 3% loan he speaks of is now 3.5% now in todays market is an FHA loan. Most folks that do not speak on that type of loan is not approved to do FHA loans. Not too many companies do 2nd liens any more. The lender is the best loan to do because the fees are less.

]]> By: MrMortgage1 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-288 MrMortgage1 Tue, 06 Jan 2009 03:41:26 +0000 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-288 A good mortgage is like a work of art. mortgageartist. com Your path to the best free mortgage information resource around. A good mortgage is like a work of art.

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]]> By: MrMortgage1 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-287 MrMortgage1 Tue, 06 Jan 2009 03:21:05 +0000 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-287 lots of info here lots of info here

]]> By: mortgagebrokerdave http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-286 mortgagebrokerdave Tue, 06 Jan 2009 02:35:59 +0000 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-286 That is a great video, you break it down very well. That is a great video, you break it down very well.

]]> By: evanswanson http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-285 evanswanson Tue, 06 Jan 2009 02:10:40 +0000 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-285 very professional response b of a. very professional response b of a.

]]> By: MrMortgage1 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-284 MrMortgage1 Tue, 06 Jan 2009 01:39:40 +0000 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-284 mortgageartist. com The best thing you can do is arm yourself with knowledge, even better if it's free. a little time and a few clicks now could save you years and thousands of dollars later. the choices you make today define your tommorow. mortgageartist. com

The best thing you can do is arm yourself with knowledge, even better if it’s free. a little time and a few clicks now could save you years and thousands of dollars later.

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]]> By: cant9562 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-283 cant9562 Tue, 06 Jan 2009 01:06:02 +0000 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-283 Hey Bank of America! You didn't do squat for me and my husband. You promised the world but delivered nothing. So why don't you get off this website and go do somethingproductive??? Like....get an education! Hey Bank of America! You didn’t do squat for me and my husband. You promised the world but delivered nothing. So why don’t you get off this website and go do somethingproductive??? Like….get an education!

]]> By: ampedee http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-282 ampedee Tue, 06 Jan 2009 00:14:16 +0000 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-282 hoyl hell this guy is a good sales man, but being in the mortgage industry my sell i see right through alot of his bulshit. GETTING YOUR LOAN THROUGH A BROKER MEANS UR GOING TO PAY MORE IN FEES, BECAUSE THAT LOANS GOING TO JUST END UP AT ONE OF THE BIGGER BANKS IN THE LONG RUN ANWAYS..... hoyl hell this guy is a good sales man, but being in the mortgage industry my sell i see right through alot of his bulshit. GETTING YOUR LOAN THROUGH A BROKER MEANS UR GOING TO PAY MORE IN FEES, BECAUSE THAT LOANS GOING TO JUST END UP AT ONE OF THE BIGGER BANKS IN THE LONG RUN ANWAYS…..

]]> By: 2fuck2shit2 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-281 2fuck2shit2 Tue, 06 Jan 2009 00:01:24 +0000 http://www.montrosecoloradomortgage.com/if-mortgage-rates-can-fall-through-the-floor-of-the-prime-rate-what-else-is-under-the-floor.html#comment-281 What is the Key disfavors by Having Your Mortgage realmortgagepaid.blogspot. com What is the Key disfavors by Having Your Mortgage

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