Comments on: Tips for California Auto Insurance drivers

By: barbender

barbender — Tue, 10 Feb 2009 00:49:46 +0000

The reason this girl was only offered 15k by the insurance company, is because the insured only paid for 15k of insurance. Most people go for the cheapest price, and never look for the coverage they need.
If you are in an at fault accident, and you do not have enough coverage, the lawyers will find out what assets you have to liquidate. 30% of your wages for 10 years, equity in your home, and retirement saved, and the amount of liability coverage you have in your policy.

By: shawnwwe

shawnwwe — Tue, 10 Feb 2009 00:41:49 +0000

just for the records.Full Coverage means,your own damages are covered as well.Liability is mandatory,to cover the damage u cost to others,such as car or property.Our US system is messed up anyway

By: niaphoenix

niaphoenix — Tue, 10 Feb 2009 00:32:46 +0000

John Grisham’s novel the Rainmaker is about such practices in the insurance industry.

By: devilcajun

devilcajun — Tue, 10 Feb 2009 00:14:29 +0000

Funny how CNN never made a comment as to the ladies own car insurance. Even though she was not at fault for the accident she does have a bodily injury claim with the at fault parties insurance and will have her own medical coverage to use as well. That is if she chose to carry it.

By: Kselr4

Kselr4 — Mon, 09 Feb 2009 23:21:06 +0000

Funny…yet sad

By: hateautoinsurance

hateautoinsurance — Mon, 09 Feb 2009 23:10:03 +0000

There was little damage my car. I was treated for whip lash and finally found out I had three bulging disc in my cervical they paid for. I have a $50,000 uninsured motorist rider on my policy. I at this point was offered $1000 for three discs snapped. Now Travelers are saying they are not paying for degenerative disease. I was never treated for this disease nor knew I had it till this auto whiplash happened. Attorneys will not help not enough money and they don’t want to be tied up for yrs

By: BriZai2

BriZai2 — Mon, 09 Feb 2009 22:22:59 +0000

Correct devilcajun, they never mentioned that she could have used her MP cov if she carried it. Also the bills are her responsibility until she wants to settle the claim or within the statute for that state. I wonder if the 15k offer was the BI policy max, and if so she would need to try and file a Underinsured Motorist claim with her own insurance company once settled.

By: KamikazeKoscki

KamikazeKoscki — Mon, 09 Feb 2009 21:39:05 +0000

Corporate Hitlers are evening ripping off serious injuries! Terrorising the injured! Their are not a lot of Plaintiff lawyers who know the laws for the injured, the greedy insurers need to be brought to justice! Insurance Fair Act doctrine is some case law.

By: foolclip

foolclip — Mon, 09 Feb 2009 20:53:43 +0000

Exactly!!!!!!!!!!!!!!!!!!

By: elleanor07

elleanor07 — Mon, 09 Feb 2009 19:58:06 +0000

guy side swipes me takes his truck home dents it in and gets a higher claim gets more money then what actually happened
I have pictures of his truck right here! it is not the same! I was out on a work comp at the time of this side swipe
they are trying to accuse me of injurying my knee in auto side swiping but its untrue

work comp shut me off due to this

I went to docs

nasty people out there!

btw I need major surgery from work and cant get it now